If Your Focus Is On Rates, You're Losing Out!
Build Wealth Through Your Mortgage
Don't Just Get A Mortgage. Create Wealth!
A Different Mortgage Experience
Learn how the wealthy become wealthy.
Our Services
Smith Maneouvre
Learn what bad debt versus good debt means and let me help you start the transition that will change your life.
Rental Cash Damming
If not structured correctly, you're losing out on a HUGE winfall on that investment property.
Expert Mortgage Advice
Professional advice to guide you through the mortgage process. First time buyers, Investors, Debt Consolidation (the right way), and just about anything else you need to know about mortgages.
Slide 1 of 18
We had a wonderful experience working with Charles. He was extremely professional, patient, responsive, and always available. As first time homebuyers, Charles was an amazing guide through the mortgage process. He responded to emails and phone calls immediately and always made time to speak with us and answer any questions we had. We cannot thank Charles enough for how kind and helpful he was and would recommend him to anyone looking for a mortgage broker! You will be in great hands.
- Matt
Charles was amazing to work with. As a first time home buyer, I had a lot of questions and Charles walked through all the steps with me up until closing and was reachable at all times if I had something to ask. Highly recommend if you're looking for a mortgage broker!
- Kay
Charles has been great since our first phone call! He showed great patience guiding me through the process, and answering all my questions in a clear and concise manner. It was really evident that he took time researching all the possible options to get me the best one! It was truly comforting knowing that I had his professional knowledge all throughout.
- Cheryl
5/5 STARS!! We didn’t regret choosing Charles as our broker. From start to finish, we never had any complaint with this transaction. He was so easy to approach and very quick with his job. He made sure that we got everything we needed for the lender and made everything so easy for us. Thanks so much again Charles! We enjoyed working with you.
- CJP
++++ 5 stars is a complete understatement. Charles was absolutely amazing throughout the 10 months of taking us on. He worked endlessly and tirelessly to make everything work out in our favour. He always advocated on our behalf and never settled for anything than appropriate for us. Thank-you for being extremely patient with us. We wouldn’t have trusted anyone else in aiding us in finding and securing our HOME! We would recommend Charles over and over again, in full confidence Charles is the absolute BEST in what he does!!
- Mary Anne
Charles is the most efficient broker I have had the pleasure to work with. He was always quick to respond to our emails/phone calls and his communication was on time and on point. Charles made sure the brokering of our mortgage was a smooth process, complete and problem-free. He even went out of his way to clarify some details that helped finalize our closing. Thanks so very much, Charles. We highly recommend you and we look forward to working with you in the future!
- Rajesh
Charles is very professional and very honest. He really took care of us knowing that we are first time home buyers. He didn’t mind being bombarded with questions here and there and gladly answered them for us. He gave us several options and explained everything in detail. We are so glad because he helped us secure the best deal ever! Kudos Charles
- Argie
Charles went above and beyond what we were expecting. With his experience and knowledge, he managed to get us the lowest rate possible. He was always quick with our questions and hounded us down if we were too slow with our responses. But at the end of the day he was quick and efficient. He was also willing to let me ride his dirt bike😉. Really nice guy! 😂
- Will
Charles was so helpful, professional and helped me find a solution to my financial difficulties that was reasonable. I felt heard and understood as a client and this is invaluable. I highly recommend Charles and am grateful for the help he provided.
- Emily
Charles took care of us from day one and got the best deal for us. He is very humble, approachable and easy to work with. With Charles, you are definitely in good hands! He deserves more than 5 stars for sure! We highly recommend Charles.
- Diana
We just recently refinanced our mortgage through Charles (Oct 2021). He was very responsive to inquiries was able to get us a good rate. He gave fair/reasonable advice and knowledgable about the process which helped with the transition. Although we had a hiccup with the bank (not Charles fault) Charles was able to fix this asap. Overall we are happy with the experience. Would recommend and go with him again in the future.
- John
Charles was personable and flexible to work with. He took time to answer questions and explain any items my Wife and I were unsure of. He was efficient and reliable and made the unusual task of mortgage renewal during a pandemic, easy and stress-free!
- Serena
Charles helped my partner and I buy our first home by being a very attentive and reliable mortgage broker. He helped us understand the process and was good at setting realistic expectations. Very approachable and kind. Highly recommend meeting with him when getting or renewing your mortgage!
- Julie
It is my privilege to collaborate with Charles and together we help many clients with their mortgage and personal finance needs. He is a gentleman at all times; highly professional, and truly caring about his clients. Recommend!
- Ross
Charles is not only a mortgage broker, he is and will remain to me a trusted advisor and guide, who goes beyond call of duty to make you whole and make your experience to be human and compassionate. Thank you Charles.
- Tekle
They call them Broker for a reason.This Broker(Charles Edwards)highly recommend him,if you're renewing or first time buyer,he will present you all the options available for you with no pressure at all that you have to sign on the spot.
- Rey
Excellent communication and good overall service to get us the right solution and a great rate.
- Michael
Prompt, professional and a pleasure to work with. Thanks for all your help!
- Mark
We had a wonderful experience working with Charles. He was extremely professional, patient, responsive, and always available. As first time homebuyers, Charles was an amazing guide through the mortgage process. He responded to emails and phone calls immediately and always made time to speak with us and answer any questions we had. We cannot thank Charles enough for how kind and helpful he was and would recommend him to anyone looking for a mortgage broker! You will be in great hands.
- Matt
Charles was amazing to work with. As a first time home buyer, I had a lot of questions and Charles walked through all the steps with me up until closing and was reachable at all times if I had something to ask. Highly recommend if you're looking for a mortgage broker!
- Kay
Charles has been great since our first phone call! He showed great patience guiding me through the process, and answering all my questions in a clear and concise manner. It was really evident that he took time researching all the possible options to get me the best one! It was truly comforting knowing that I had his professional knowledge all throughout.
- Cheryl
5/5 STARS!! We didn’t regret choosing Charles as our broker. From start to finish, we never had any complaint with this transaction. He was so easy to approach and very quick with his job. He made sure that we got everything we needed for the lender and made everything so easy for us. Thanks so much again Charles! We enjoyed working with you.
- CJP
++++ 5 stars is a complete understatement. Charles was absolutely amazing throughout the 10 months of taking us on. He worked endlessly and tirelessly to make everything work out in our favour. He always advocated on our behalf and never settled for anything than appropriate for us. Thank-you for being extremely patient with us. We wouldn’t have trusted anyone else in aiding us in finding and securing our HOME! We would recommend Charles over and over again, in full confidence Charles is the absolute BEST in what he does!!
- Mary Anne
Charles is the most efficient broker I have had the pleasure to work with. He was always quick to respond to our emails/phone calls and his communication was on time and on point. Charles made sure the brokering of our mortgage was a smooth process, complete and problem-free. He even went out of his way to clarify some details that helped finalize our closing. Thanks so very much, Charles. We highly recommend you and we look forward to working with you in the future!
- Rajesh
Charles is very professional and very honest. He really took care of us knowing that we are first time home buyers. He didn’t mind being bombarded with questions here and there and gladly answered them for us. He gave us several options and explained everything in detail. We are so glad because he helped us secure the best deal ever! Kudos Charles
- Argie
Charles went above and beyond what we were expecting. With his experience and knowledge, he managed to get us the lowest rate possible. He was always quick with our questions and hounded us down if we were too slow with our responses. But at the end of the day he was quick and efficient. He was also willing to let me ride his dirt bike😉. Really nice guy! 😂
- Will
Charles was so helpful, professional and helped me find a solution to my financial difficulties that was reasonable. I felt heard and understood as a client and this is invaluable. I highly recommend Charles and am grateful for the help he provided.
- Emily
Charles took care of us from day one and got the best deal for us. He is very humble, approachable and easy to work with. With Charles, you are definitely in good hands! He deserves more than 5 stars for sure! We highly recommend Charles.
- Diana
We just recently refinanced our mortgage through Charles (Oct 2021). He was very responsive to inquiries was able to get us a good rate. He gave fair/reasonable advice and knowledgable about the process which helped with the transition. Although we had a hiccup with the bank (not Charles fault) Charles was able to fix this asap. Overall we are happy with the experience. Would recommend and go with him again in the future.
- John
Charles was personable and flexible to work with. He took time to answer questions and explain any items my Wife and I were unsure of. He was efficient and reliable and made the unusual task of mortgage renewal during a pandemic, easy and stress-free!
- Serena
Charles helped my partner and I buy our first home by being a very attentive and reliable mortgage broker. He helped us understand the process and was good at setting realistic expectations. Very approachable and kind. Highly recommend meeting with him when getting or renewing your mortgage!
- Julie
It is my privilege to collaborate with Charles and together we help many clients with their mortgage and personal finance needs. He is a gentleman at all times; highly professional, and truly caring about his clients. Recommend!
- Ross
Charles is not only a mortgage broker, he is and will remain to me a trusted advisor and guide, who goes beyond call of duty to make you whole and make your experience to be human and compassionate. Thank you Charles.
- Tekle
They call them Broker for a reason.This Broker(Charles Edwards)highly recommend him,if you're renewing or first time buyer,he will present you all the options available for you with no pressure at all that you have to sign on the spot.
- Rey
Excellent communication and good overall service to get us the right solution and a great rate.
- Michael
Prompt, professional and a pleasure to work with. Thanks for all your help!
- Mark
We had a wonderful experience working with Charles. He was extremely professional, patient, responsive, and always available. As first time homebuyers, Charles was an amazing guide through the mortgage process. He responded to emails and phone calls immediately and always made time to speak with us and answer any questions we had. We cannot thank Charles enough for how kind and helpful he was and would recommend him to anyone looking for a mortgage broker! You will be in great hands.
- Matt
Charles was amazing to work with. As a first time home buyer, I had a lot of questions and Charles walked through all the steps with me up until closing and was reachable at all times if I had something to ask. Highly recommend if you're looking for a mortgage broker!
- Kay
Charles has been great since our first phone call! He showed great patience guiding me through the process, and answering all my questions in a clear and concise manner. It was really evident that he took time researching all the possible options to get me the best one! It was truly comforting knowing that I had his professional knowledge all throughout.
- Cheryl
5/5 STARS!! We didn’t regret choosing Charles as our broker. From start to finish, we never had any complaint with this transaction. He was so easy to approach and very quick with his job. He made sure that we got everything we needed for the lender and made everything so easy for us. Thanks so much again Charles! We enjoyed working with you.
- CJP
++++ 5 stars is a complete understatement. Charles was absolutely amazing throughout the 10 months of taking us on. He worked endlessly and tirelessly to make everything work out in our favour. He always advocated on our behalf and never settled for anything than appropriate for us. Thank-you for being extremely patient with us. We wouldn’t have trusted anyone else in aiding us in finding and securing our HOME! We would recommend Charles over and over again, in full confidence Charles is the absolute BEST in what he does!!
- Mary Anne
Charles is the most efficient broker I have had the pleasure to work with. He was always quick to respond to our emails/phone calls and his communication was on time and on point. Charles made sure the brokering of our mortgage was a smooth process, complete and problem-free. He even went out of his way to clarify some details that helped finalize our closing. Thanks so very much, Charles. We highly recommend you and we look forward to working with you in the future!
- Rajesh
Charles is very professional and very honest. He really took care of us knowing that we are first time home buyers. He didn’t mind being bombarded with questions here and there and gladly answered them for us. He gave us several options and explained everything in detail. We are so glad because he helped us secure the best deal ever! Kudos Charles
- Argie
Charles went above and beyond what we were expecting. With his experience and knowledge, he managed to get us the lowest rate possible. He was always quick with our questions and hounded us down if we were too slow with our responses. But at the end of the day he was quick and efficient. He was also willing to let me ride his dirt bike😉. Really nice guy! 😂
- Will
Charles was so helpful, professional and helped me find a solution to my financial difficulties that was reasonable. I felt heard and understood as a client and this is invaluable. I highly recommend Charles and am grateful for the help he provided.
- Emily
Charles took care of us from day one and got the best deal for us. He is very humble, approachable and easy to work with. With Charles, you are definitely in good hands! He deserves more than 5 stars for sure! We highly recommend Charles.
- Diana
We just recently refinanced our mortgage through Charles (Oct 2021). He was very responsive to inquiries was able to get us a good rate. He gave fair/reasonable advice and knowledgable about the process which helped with the transition. Although we had a hiccup with the bank (not Charles fault) Charles was able to fix this asap. Overall we are happy with the experience. Would recommend and go with him again in the future.
- John
Charles was personable and flexible to work with. He took time to answer questions and explain any items my Wife and I were unsure of. He was efficient and reliable and made the unusual task of mortgage renewal during a pandemic, easy and stress-free!
- Serena
Charles helped my partner and I buy our first home by being a very attentive and reliable mortgage broker. He helped us understand the process and was good at setting realistic expectations. Very approachable and kind. Highly recommend meeting with him when getting or renewing your mortgage!
- Julie
It is my privilege to collaborate with Charles and together we help many clients with their mortgage and personal finance needs. He is a gentleman at all times; highly professional, and truly caring about his clients. Recommend!
- Ross
Charles is not only a mortgage broker, he is and will remain to me a trusted advisor and guide, who goes beyond call of duty to make you whole and make your experience to be human and compassionate. Thank you Charles.
- Tekle
They call them Broker for a reason.This Broker(Charles Edwards)highly recommend him,if you're renewing or first time buyer,he will present you all the options available for you with no pressure at all that you have to sign on the spot.
- Rey
Excellent communication and good overall service to get us the right solution and a great rate.
- Michael
Prompt, professional and a pleasure to work with. Thanks for all your help!
- Mark
About us
Whether you are a first time buyer or seasoned investor, let us help you put the pieces of the puzzle together and get you on your journey to true financial independence.
Paying off your mortgage is great but there is so much more you can do!
Serving all of Ontario and Canada wide.
Get in touch
Send us a message and we'll get back to you as soon as we can.
Independently owned and operated
under license # 12179
